1-800-562-8019
Questions? Contact us!
Phone: 800-562-8019, 704-924-7400
Fax: 704-924-9387
Email: jthartline@gmail.com
Our Insured Plan Option utilizes a specially designed life insurance policy which is underwritten and issued on you, the retiree, with death benefits payable to your beneficiary on a monthly basis..
Your age, gender, and health status….PLUS….your beneficiary´s age & gender (no medical underwriting on beneficiary)…are all taken in consideration and factor into the cost for your plan.
The cost is very competitive primarily because the death benefit payout is paid monthly to your beneficiary versus a traditional life insurance policy which pays a single lump sum death benefit.
It is important that you apply early in your retirement decision-making process so that the policy can be in-force in time for your decisions. Of course, you can apply for the coverage without commiting to purchase.
Our proposition is, basically, a question to you about economics. If you choose any of the ‘Survivor’ payout options the Administrator offers, you take a reduction in retirement income in order that your beneficiary is provided for should you die before them…in other words – you are buying “insurance” from the Administrator and paying their price.
Yes, we are selling insurance: specially designed to pay a monthly benefit to your beneficiary – You Pick the Monthly Amount
We believe our suggestion makes sense for you, if:
- The difference between Maximum Monthly Payout Option and Joint & Survivor Monthly Payout Amount is enough to purchase insurance that provides a lifetime benefit to your beneficiary equal to or greater than the Joint & Survivor Monthly Payout Option.